Group Benefits

Today’s business owners are acutely aware that offering comprehensive, affordable group benefits to their employees is more critical than ever before. Further, employers note the reality that first-rate benefits both attract and retain top employees.

As with our commercial and personal insurances, we are contracted with all of the health, ancillary and supplemental insurance carriers to effectively market your unique needs and build a comprehensive program.

No “one-size-fits-all” Employee Benefit Programs.

Your employees are not only your biggest asset, they are unique and so should be your benefits program. Simply put, one size doesn’t fit all. Our first step in building an Employee Benefits Program is to listen and learn about your business, your employee base, and understand your needs and objectives.

Employee Support
Associates Insurance Agency provides employees with all of the information to make the best choices when it comes to their health coverage. Insurance coverage can be confusing when you go to use it. We provide claim assistance and ongoing support throughout the year.

Wellness
It has been proven that a healthy workforce can drastically improve production. We help create and fully support a Wellness Program that rewards the employer and employee for healthy behaviors. A small change in culture can drastically reduce claims and ultimately impact renewal rates. Onsite biometrics, fitness resources, employee communication,and coaching are just some of the wellness services.

Benefits Administration
On site, fully supported enrollment meetings; whether that means in a warehouse at 6:00 am or during a company safety meeting. You have a company to run, we have the flexibility to minimize down time by making our bi-lingual enrollment team available to suit your schedules. Our job isn’t done after open enrollment. We provide ongoing full benefits administration for all of your new hires throughout the year.

Electronic Benefit Platform
Paper enrollment forms are hard to track down and can be even harder to decipher. Our electronic enrollment and administration platforms eliminate paper enrollment forms. Employees appreciate electronic forms and employers rest assured knowing that employee data is safe, secure and accessible.

Human Resources
Every Human Resources department could use a little back up. We become an extension of your HR team with answers to all of your questions through SHRM and SPHR certified advisors. We also provide tools to build employee handbooks, manage employee training, plus a library of forms and documents.

Compliance
As an employer offering health insurance, do you understand your responsibilities under ERISA, IRS and ACA guidelines? We guide you through compliance requirements and go one step further by creating your written plans and distributing notices to your employees. Our benefit platforms provide all of the record keeping and documentation to support a compliance audit.

The political landscape pertaining to healthcare is in constant flux. We will advise you on how the law and any changes will affect you.

Protecting your Business
A sudden death or disability of a key employee or owner is detrimental to the business. We can help you mitigate that risk through life and disability insurance either for a key employee or to support the buy-sell agreement of an owner. We have access to all of the major life and disability carriers.

Schedule a time to review your employee benefits program. Call 813-988-1234, email or contact us