The Insurance Market Cycle – Hard Versus Soft Markets

devoNews

The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms and pricing for businesses. As such, it’s helpful for policyholders to know what to expect in both a hard and soft insurance market.

Employees vs. Independent Contractors

devoNews

Correctly classifying workers as employees or independent contractors is essential for a company to comply with various federal and state laws

Attention M-L Size Company Owners

devoNews

Attention all employers that averaged more than 50 employees in 2023, the employer shared responsibility filing is quickly approaching. 2024 reporting deadlines

Know Your Auto Insurance

devoNews

Auto insurance is one of the most frequently purchased types of coverage in the United States. However, while these policies may be common, they can still be complex and nuanced.