Many commercial property policies detail duties insureds owe to their carrier following a loss. Failure to fulfill these responsibilities can potentially lead to denied claims, delayed payments and unrenewed or even canceled policies.

Applicable large employers (ALEs), which generally are entities that employed 50 or more full-time and fulltime-equivalent employees in the preceding calendar year, are required to report whether they did or did not offer health coverage to certain employees. To comply with this reporting requirement, the ALE must furnish Form 1095-C to the employee or former employee and file copies, along …

LEGAL UPDATES OSHA FORM 300A POSTING REQUIREMENTS FOR FEBRUARY 1ST The Occupational Safety and Health Administration (OSHA) requires that employers subject to its record-keeping requirements post copies of their OSHA Form 300A between February 1 and April 30 of each year. The OSHA Form 300A, also known as the “Summary of Work-related Injuries and Illnesses,” must be completed by Feb. …

The Federal Motor Carrier Safety Administration (FMCSA) roadside inspections are examinations of commercial motor vehicles (CMVs) and/or drivers conducted by Motor Carrier Safety Assistance Program (MCSAP) inspectors. MCSAP inspectors conduct roadside inspections on CMVs and drivers to check that they are in compliance with the Federal Motor Carrier Safety Regulations and Hazardous Materials Regulations. If an inspection results in a …

Auto insurance rates are based on several factors, frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles.This means that while your company’s inherent level of risk is a factor that affects the premium you will pay for auto insurance, that amount is also affected by factors that …

Distracted driving occurs whenever you engage in an activity behind the wheel that takes your attention away from the road. Such actvities can include using your cellphone, eating, drinking, plugging information into your GPS or adjusting the radio. Think distracted driving isn’t a serious concern? Think again. According to the National Safety Council, more than 700 people are injured each …

Many contractors & companies mistakenly believe that they only need to worry about risk management after an incident, but the truth is you can start saving now by implementing safety and risk evaluation programs & policies. Even the most forward-thinking companies experience losses, so it’s important to be ready with jobspecific risk management programs and response plans. The team at …

6 Ways to Minimize Business Interruptions Business interruptions can occur after an anticipated or unanticipated event that delays or disrupts a business’s normal operations. Natural disasters, fires, cyberattacks or the loss of a critical supplier can halt operations for an extended period of time, leading to a cash-flow imbalance that could force a business to close for good. Here are …

Protecting Workers From Concrete Hazards Concrete is a common material utilized across many construction sites, particularly as it pertains to foundation work. With this in mind, concrete hazards are a key concern within the sector. Such hazards may include respiratory issues caused by concrete dust, slips and falls on wet concrete, skin and eye irritation due to concrete spills or …