Audits can be daunting for businesses. An IRS or insurance audit or a vendor needing records can be a stressful experience. However, as long as you’re prepared, there is no need to dread an insurance premium audit. This article discusses what a premium audit is, which insurance policies commonly include premium audits, the audit process, how to prepare and what …

As part of a potentially growing trend, a new law in Florida will require private employers with at least 25 employees to use E-Verify, the digital immigration verification tool, during their onboarding process, starting July 1. Gov. Ron DeSantis signed SB 1718 into law on May 10. It will increase penalties for noncompliance and for employers that knowingly hire undocumented …

Have you ever wondered why certain foods make you feel energized while other foods make you feel tired? Understanding how foods and beverages affect your body can make a significant impact on your ability to fall asleep.

In this issue: • Understanding subcontractor agreements & risk transfer. • When is contractual risk transfer used? • Aspects of a contractual risk transfer agreement. • Contractual risk transfer considerations. • Ways to minimize your risk when signing a contract.
• Who needs contractual risk transfer protection?

Making sure you’re not held responsible for mistakes or errors made by a service provider, subcontractor or other party can be critical to protecting your business. A contract that clearly and specifically spells out, for example, which party is responsible for certain aspects of a project before work begins could save your company both time and expenses in the event …

No matter what industry you’re in, chances are your organization will, at some point, rely on the help of a third party to fulfil certain business needs. Regardless of who you work with, business arrangements with contractors and vendors can open you up to a number of risks—risks that need to be accounted for through insurance.

As an agency dedicated to the construction industry, we are committed to raising awareness on mental health. The stigma around mental health has started to diminish, but according to the CDC’s data on suicide risk within occupational groups, the construction industry has one of the highest rates of suicide. According to a study conducted by CIRP 83% of construction workers …

Almost every organization has commercial liability loss exposures. A commercial liability loss exposure is a condition or situation that presents the possibility that an organization will be held legally or financially responsible for injury, harm or damage to another party

Scrambling to keep up with constantly changing regulations can cost your company time, effort, and money. But how do you know where to begin? What if you miss something important?– No more playing HR and compliance catch-up.– We invested in a tool called Mineral for our clients to access at no cost