Have you ever wondered why certain foods make you feel energized while other foods make you feel tired? Understanding how foods and beverages affect your body can make a significant impact on your ability to fall asleep.
Insurance Loss Runs Explained
Claims history is one of the main factors that insurers evaluate to determine organizations’ commercial insurance premiums. As such, it’s crucial for organizations to have a sufficient grasp on their past losses. Fortunately, that’s where insurance loss runs can help. A loss run is a report generated by an insurer that records the claims made against an insured’s policies. These …
Risk Transfer
In this issue: • Understanding subcontractor agreements & risk transfer. • When is contractual risk transfer used? • Aspects of a contractual risk transfer agreement. • Contractual risk transfer considerations. • Ways to minimize your risk when signing a contract.
• Who needs contractual risk transfer protection?
Understanding Subcontractor Agreements and Risk Transfer
Making sure you’re not held responsible for mistakes or errors made by a service provider, subcontractor or other party can be critical to protecting your business. A contract that clearly and specifically spells out, for example, which party is responsible for certain aspects of a project before work begins could save your company both time and expenses in the event …
The Importance of Certificates of Insurance
No matter what industry you’re in, chances are your organization will, at some point, rely on the help of a third party to fulfil certain business needs. Regardless of who you work with, business arrangements with contractors and vendors can open you up to a number of risks—risks that need to be accounted for through insurance.
Suicidal employees are only invisible if no one is looking
As an agency dedicated to the construction industry, we are committed to raising awareness on mental health. The stigma around mental health has started to diminish, but according to the CDC’s data on suicide risk within occupational groups, the construction industry has one of the highest rates of suicide. According to a study conducted by CIRP 83% of construction workers …
5 GeneralLiability Exposures to Know
Almost every organization has commercial liability loss exposures. A commercial liability loss exposure is a condition or situation that presents the possibility that an organization will be held legally or financially responsible for injury, harm or damage to another party
The Importance of Certificates of Insurance
No matter what industry you’re in, chances are your organization will, at some point, rely on the help ofa third party to fulfil certain business needs. Regardless of who you work with, business arrangements with contractors and vendors can open you up to a number of risks—risks that need to be accounted for through insurance
SHIFT YOUR HR AND COMPLIANCE FROM REACTIVE TO PROACTIVE
Scrambling to keep up with constantly changing regulations can cost your company time, effort, and money. But how do you know where to begin? What if you miss something important?– No more playing HR and compliance catch-up.– We invested in a tool called Mineral for our clients to access at no cost