Newsletters and Articles

A Challenging, But Stable Market The past few years have been challenging for both businesses and the insurance industry. After years of stability, a confluence of factors have led insurance companies to reevaluate their positions in the market. The increased frequency and severity of claims, social inflation, the COVID-19 pandemic, medical inflation, trends in cybercrime, the cost of reinsurance, natural …

Ways to Minimize Subcontractor Default Risks Construction projects typically involve contractors enlisting the help of subcontractors to conduct specialized tasks on-site (e.g., electrical, plumbing and ventilation work). While working with these professionals can allow projects to be completed more efficiently, the use of subcontractors also carries various exposures. Namely, subcontractors may default, thus failing to perform their assigned duties. Defaulting …

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at a minimum, is compliant with …

Hurricane season has officially started and will come to an end on November 30. The Occupational Safety and Health Administration and National Oceanic and Atmospheric Administration are working together to improve the way people prepare for, and respond to, severe weather. Be proactive to keep yourself, your families, and your employees safe in case of a hurricane.Download

Presented by: Associates Insurance Agency Learning Objectives During this training presentation, participants will learn about: What distracted driving is The different types of distracted driving Tips for staying focused on the road How to remain focused on the road and how to avoid an accident What Is Distracted Driving? • While a number of factors can lead to a crash …

OSHA Launches Enhanced Trenching and Excavation Safety Initiatives Twenty-two workers have already been killed due to deadly trenching and excavation hazards in 2022—a 68% increase from all of 2021. In response, OSHA launched enhanced enforcement initiatives to protect workers from known industry hazards. Doug Parker, the assistant secretary for OSHA, stated that all 22 deaths could have been prevented if …

Trenching and Excavation Safety Considerations Trenching and excavation work involves some of the most dangerous activities within the construction industry, as an unprotected trench can greatly increase the risk of employee fatalities on-site. In fact, approximately 25 workers are killed every year in trench-related incidents, according to recent data from the Bureau of Labor Statistics. Among these incidents, 75% are …

OSHA launched its National Emphasis Program (NEP) on April 8, 2022 to protect workers from heat-related hazards in indoor & outdoor work environments in all industries. There will be major focus on 70 high-risk industries, including contractors & construction. OSHA will now be conducting site scheduled inspections to enforce compliance, they will be based on priority of severity i.e. (fatalities, …