Key Benefits of Return-to-Work Programs

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When an employee experiences an occupational illness or injury, their eventual return to the workplace can create numerous challenges. Fortunately, return-to-work programs can help alleviate these concerns by supporting staff as they reintegrate back into the workforce.

The Insurance Market Cycle – Hard Versus Soft Markets

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The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms and pricing for businesses. As such, it’s helpful for policyholders to know what to expect in both a hard and soft insurance market.

Employees vs. Independent Contractors

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Correctly classifying workers as employees or independent contractors is essential for a company to comply with various federal and state laws